TERMS OF USE
First Capital Commercial Finance, A Division of First Capital Financial Group, LLC
Last Updated: May 29, 2026
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.
1. ACCEPTANCE OF TERMS
By accessing and using the website located at firstcapitalcommercialfinance.com (the “Site”), you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use this Site.
2. ABOUT US
First Capital Commercial Finance, A Division of First Capital Financial Group, LLC (“First Capital,” “we,” “us,” or “our”) is a commercial finance company based in Texas that provides invoice factoring and alternative business financing solutions to U.S. businesses. First Capital Financial Group, LLC is a limited liability company organized and existing under the laws of the State of Texas. Our services are intended for business use only and are not consumer financial products.
3. USE OF THIS SITE
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You may not:
– Use this Site in any way that violates applicable federal, state, or local laws or regulations
– Transmit any unsolicited or unauthorized advertising or promotional material
– Attempt to gain unauthorized access to any part of the Site or its related systems
– Use automated tools to scrape, crawl, or extract data from this Site without our written permission
– Impersonate any person or entity or misrepresent your affiliation with any person or entity
4. INFORMATIONAL PURPOSES ONLY
The content on this Site, including articles, blog posts, FAQs, and general information about financing products, is provided for informational purposes only. Nothing on this Site constitutes financial, legal, tax, or investment advice. You should consult a qualified professional before making any financial decisions.
5. NO GUARANTEE OF FINANCING
Submission of our application or any inquiry through this Site does not constitute a commitment by First Capital Commercial Finance, A Division of First Capital Financial Group, LLC to provide financing. All financing is subject to underwriting, credit approval, and execution of definitive agreements. Terms, rates, and availability may vary based on individual business qualifications.
6. DOWNLOADABLE MATERIALS
We may make documents, including financing applications, available for download on this Site. These materials are provided for your convenience and do not create any binding obligation on either party. All downloaded applications are subject to our standard underwriting and approval process.
7. INTELLECTUAL PROPERTY
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of First Capital Commercial Finance, A Division of First Capital Financial Group, LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.
8. THIRD-PARTY LINKS
This Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
9. DISCLAIMER OF WARRANTIES
THIS SITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. FIRST CAPITAL COMMERCIAL FINANCE, A DIVISION OF FIRST CAPITAL FINANCIAL GROUP, LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses or other harmful components.
10. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, FIRST CAPITAL COMMERCIAL FINANCE, A DIVISION OF FIRST CAPITAL FINANCIAL GROUP, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS SITE OR ITS CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
11. INDEMNIFICATION
You agree to indemnify and hold harmless First Capital Commercial Finance, A Division of First Capital Financial Group, LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney’s fees) arising out of or related to your use of this Site or violation of these Terms of Use.
12. GOVERNING LAW
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Texas.
13. CHANGES TO THESE TERMS
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.
14. CONTACT US
If you have any questions about these Terms of Use, please contact us:
First Capital Commercial Finance
A Division of First Capital Financial Group, LLC
Phone: (800) 497-7701
Website: firstcapitalcommercialfinance.com